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5 Mistakes People Make When Selling Structured Settlements
By Justin McWhirter Mistake One: Agreeing to sell to the highest bidder. Unfortunately, some brokers or structured settlement/annuity sources will make a high offer just to get someone under contrac..

A Guide to the Buzzwords of Advanced Funding
By Nina Nocciolino Chances are if you have business with an advanced funding firm, you know exactly why youre there; you want cash today in exchange for your future payments. But this does not neces..

A Structured Settlement May Be What You Need
By Ken Austin A structured settlement is usually an annuity set up for recipients of a financial award, normally due to litigation involving an injury or accident. If you are receiving periodic payme..

An Annuities Primer
By Bill Willard Annuities are longterm investment tools for supplementing retirement income. There are no IRSimposed annual contribution limits, and annuity earnings grow taxdeferred until the fun..

Annuities Are Their Benefits Worth Their Costs
By Tonja Sepulveda High expenses, lack of liquidity, and avoidable tax costs should all be seriously considered before deciding on an annuity. Since the Roman Empire, annuities or annua, as they..

Annuities QA Understanding Types Of Annuities
By Ammon Yorke What types of annuities are available? There are basically two types of annuities fixed and variable. A fixed annuity earns an assured interest rate in a definite period of time. I..

Annuity 101
By Robert Thatcher If a person has a lot of money and decides not to spend it, there are ways of making this grow. One option is keeping it in the bank and letting it grow interest. The other is inve..

Annuity Basics
By Mansi gupta Annuities can be very good things for some of us and a disaster for those of us who have not been made aware of the pitfalls and traps that in turn can easily befall them. Since most p..

Annuity Help
By Tony Bahu Annuity Help Many people today are looking for annuity help. The biggest challenge seems to be that most of the help is biased. What exactly do I mean? I mean that there is always a ves..

Annuity Owner Mistakes
By Tony Bahu Okay, so I can tell you I have sat in front of countless numbers of people who have made mistakes when purchasing and owning annuities. And I have visited people who wish they never got..

Annuity Transfer What are the Risks
By Amit Laufer Annuity Transfer What are the Risks? Many people who know in the back of their minds that they got the possibility to transform a monthly payment or annuity long term payments into..

Can Your Annuity Do This
By Tony Bahu Many people buy annuities according to their agents recommendations. However, many people do not even know what they own. It is a good idea to take inventory of your investments, and pa..

Cash For Annuity
By Greg Culver If you ever wondered if it is possible to receive cash for annuity investments that you currently hold, the answer is yes in most of the cases. The final answer will depend on the type..

Cash in by cashing out
By Jason Rigler 3 ways you win by not waiting for future payments. A lawsuit winner, an annuity holder, and a lottery or jackpot winner may have one thing in common; they are likely receiving payment..

Fixed Annuity
By Greg Culver If you are interested in making your money grow over time, you should know about an investment instrument called fixed annuity. Fixed annuity is an investment option offered by differe..

Help With My Annuity
By Tony Bahu The cries are heard from the distance, I need help with my annuities. Nothing has changed...just a lonely senior who cant trust anybody with her annuity because every time she asks for..

How Fixed Annuities Are Safe
By Jeff Mcleod An Explanation of the Operation of a Legal Reserve Life Insurance Company, underwriters of Fixed Annuities. Through devastating world wars, financial recessions and depressions, sweep..

How to purchase an annuity
By Jakob Jelling An annuity is a contract with an insurance company to make periodic payments for retirement income and sometimes other purposes. There are basically two types of annuities. Fixed A..

Indexed Annuity
By Greg Culver Indexed annuity is one of the most recent annuity investment types and is somewhat different from fixed or variable annuity. If you are considering purchasing annuity for one reason or..

Insurance Regulators Focus on Abusive Sales Practices
By Tony Novak State insurance regulators are focusing their efforts on a short list of five consumer problems areas related to the improper sale of variable annuities and life insurance. The problem..

Private Annuity Trusts Supercharge your Retirement
By Paula Straub You have made some great investments in Real Estate or in a Stock Portfolio. Congratulations! Now you are ready to retire on your gains. But wait. To benefit from your investment appr..

Retirement Annuities Explained
By Jason Bauder RETIREMENT ANNUITY Planning for your retirement can prove to be a very tiring task but making the right decisions before you hit the critical retirement age is no excuse for learning..

Reverse Annuity Mortgage Tapping Into Your Equity
By Carrie Reeder Reverse annuity mortgages (RAM) were created to allow older Americans to tap into the equity of their paid for or nearly paid for home. Homeowners receive a taxfree payment each mon..

Selling Annuity
By Greg Culver Many people who have some type of annuity investments (fixed, variable or indexed) are not aware that selling annuity is actually possible and is commonly done by many investors. There..

Selling Your Business A Tool To Reduce Taxes
By Dave Kauppi SELLING YOUR BUSINESS A TOOL TO REDUCE THE TAX BITE By David M. Kauppi, MBA, CEA, CBI, President Mid Market Capital I would rather expire at my desk than to sell my business and pa..

Seniors can use a Reverse Mortgage to fund Annuities Investments and Insurance Policies
By Troy Shellhammer For many seniors in or entering retirement, the prospect of purchasing longterm care, investments or annuities can be cut short by a lack of retirement income. Statistics show th..

Structured Settlement Payments The Who and The What
By Richard M A structured settlement is a series of payments made over a period of time. People usually get them as a result of a lawsuit. For various reasons, people who receive these payments, some..

Substantially Equal Payments Relief
By Ken Morris If you initiated early distributions from your Individual Retirement Account (IRA) in the last couple of years using a Substantially Equal Payment plan, your annual distribution amount..

The Other Problem with the Equity Indexed Annuity
By Tony Bahu Okay, so here is the other problem with the index annuity. Many agents try to sell it as the answer to all problems. The fact of the matter is, it is not that at all. An indexed annui..

What Are Indexed Annuities
By Jeff Mcleod According to The National Association of Insurance Commissioners Buyers Guide, An indexed annuity is a fixed annuity, either immediate or deferred, that earns interest or provides be..

What Is One Of The Worst Stock Market Investments You Can Make
By Ray Mills Investing in the stock market is probably one of the riskiest ventures you can delve into with your money you really need to know how to trade stock. It is also one of the most profitab..

Why A Structured Settlement Payment Is So Popular
By George Hostetler Structured settlement payments are becoming popular because of the advantages they offer over other forms of payments and investment options. The payments which are available in t..

Why Consumers Are Selling Their Annuities
By Nina Nocciolino Annuities are a major personal finance tool for consumers looking to lower their tax profile and plan for retirement. But, millions of people are selling annuities for liquidity op..

can qualify as structured settlements
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Your Guide To Retirement Planning
By John Morris In life, nothing is permanent in this world. Everything that comes will definitely go. That is why it is best to put our best foot forward and save more for the future. The best thing..

 
In the News
Settlement for Peanut Salmonella Outbreak Approved
A federal judge has approved a $12 million settlement for those sickened or killed in last year's salmonella outbreak tied to a Virginia-based peanut processor. Read More ...

 

 
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