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Reverse Annuity Mortgage Tapping Into Your Equity
By Carrie Reeder

Reverse annuity mortgages (RAM) were created to allow older Americans to tap into the equity of their paid for or nearly paid for home. Homeowners receive a tax-free payment each month, and the mortgage is paid when the home is sold. Before you choose a RAM, make sure you have evaluated the risks since this option can limit future housing plans.

Types Of Reverse Mortgages

One of the first RAM programs was developed by HUD and is still in existence. To qualify you must be 62 or older, live in the home, and have paid off your mortgage. The government will then insure your mortgage.

You can also work directly with private lenders. You will want to review their t...
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In the News
Date set for attempted murder trial
LAKEPORT -- Judge Richard Martin set the trial date and a hearing for a motion to dismiss Tuesday in the case against a North Hollywood man on charges including attempted murder. Read More ...

Innkeepers, Tronox, Brown, Taylor Bean, Colonial: Bankruptcy
Innkeepers USA Trust didn’t properly carry out its duties to creditors, U.S. Bankruptcy Judge Shelley C. Chapman ruled last week. Chapman refused to approve an agreement that would have compelled Innkeepers, a real estate investment trust, to pursue a reorganization plan giving the stock to a subsidiary of Lehman Brothers Holdings Inc. Read More ...

It's his way or the courts as Collins doesn't flinch
Erie County Executive Chris Collins does what he wants and lets the people who don't like it sue him. Read More ...

 

 
 
 
 

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